Satisfied Customers – Registered and A+ rated with the Better Business Bureau we have a large number of satisfied customers with over 100 five-star reviews on TrustPilot as well as other review sources.
Strong Local Presence – Farm Plus Financial is a nationwide lender that has provided over $500 million in funding.
Well Connected – With an intimate knowledge of this region, we are well connected with some of the state’s largest Ag producers, appraisers, water conservation groups, and influential political parties, many of whom use us with their own lending needs.
Hawaiian Farming
Aloha from Farm Plus Financial. Farm Plus Financial is an active provider of Hawaiian farm, agricultural land, and operating loans to the over 7,500 farms throughout the state of Hawaii. With the rich Hawaiian soil and unique geographic landscape, Hawaii is a great place for farming.
Searching for the right farm loan in Hawaii can be a grueling task. We at Farm Plus Financial are confident that we are the answer, by simplifying your experience with knowledgeable staff and a streamlined farm loan process. We’ve taken steps to ensure our customers seeking ag loans in Hawaii experience a loan transaction that will not compare to any others. You’ll find added benefits to using Farm Plus for Hawaiian farm loans, such as expert advice, tools for success, and a loan relationship that you can count on for years to come.

Hawaiian Farm Loans Inquiry | Information Request
For a free consultation and our current rates, start your Hawaiian farm loan application online with the form below and a local farm loan specialist will contact you shortly to discuss your specific needs. You may also call us at 855-989-4988 if you have any questions or would like to speak with a loan specialist immediately.
Basic Loan Requirements
Loan Amount – We offer loans starting from $200,000 up to around $50 million.
Credit Score – All borrowers must have a credit score of at least 660.
Maximum LTV – We can finance up to a 75% Loan-to-Value.
Unfortunately, we do not currently have the ability to handle anything under $200k.
We also do not have programs available for those with a credit score under 660, or a down payment of less than 25%.

Hawaiian farmland covers over 1.1 million acres. Sugarcane has a long history of growing in Hawaii due to the unique climate and sugarcane remains Hawaii’s top agricultural crop. Other top agricultural products include greenhouse and nursery production, cattle and calves, Macadamia nuts, coffee, and pineapple. With the distinctive agricultural landscape and unique agricultural product mix of the state of Hawaii, it is important to work with a farm lender that understands Hawaiian agriculture.
For many Hawaii producers, farming also comes with challenges that mainland operations do not face in the same way. Limited available land, island-to-island differences, and the added cost of supplies and equipment can all shape how a farm grows and manages expenses. That is why borrowers often benefit from farm loans in Hawaii that support both the realities of local production and the practical demands of running an operation in this area.
Acquiring a land loan in Hawaii for your farm, ranch, or more can be challenging if you don’t know where to look. Let Farm Plus Financial take the pressure off with our simplified and streamlined farm loan process.
Your Hawaii Farm Loans Specialist
Call Direct: (720) 577-6966






