Rural Property Loans
Finding a lender for rural property loans can be challenging as residential lenders rarely have options for you. As rural land lenders, Farm Plus Financial specializes in finding flexible loan options for property that doesn’t quite fit within that residential box. We have a long history of success with houses on excess acres, properties with other income streams, part-time farmers, home loans on rural properties, and other situations in which buyers have to seek rural land financing options due to strict residential lending requirements.
Unlike residential loans, which have strict stipulations on acreage (FNMA & FHLMC typically do not lend on properties over 5 acres), our rural property finance options can be more flexible. If you find yourself not fitting into the residential box, Farm Plus Financial provides quick, easy, and fair access to rural property finance options.
That’s because our team understands the unique challenges of rural property financing and works closely with you to create a loan package tailored to your needs. Whether you’re purchasing a large acreage property for recreational use, investing in timberland, or developing equestrian facilities, we provide the expertise and flexibility to make your vision a reality. We also offer competitive rates and transparent terms with our rural property loans, ensuring you have the financial tools to succeed. With decades of experience in rural land financing, we’re here to guide you through the entire process and help you secure the property you’ve been dreaming of.
Farm Plus Financial is able to offer rural land financing for any property that is 5 acres or more, requires a loan amount of at least $200,000 and has the potential capability to generate agricultural income, despite whether or not you choose to actually use the property for agricultural purposes.
As rural land lenders, Farm Plus Financial has experience working with a variety of rural properties, including:
- Horse / Equestrian Facilities
- Recreational Land
- Hunting Properties
- Large Acreage Properties
- Timber Properties
- And more
