Rural Property Loans
Finding a lender for rural property loans can be challenging as residential lenders rarely have options for you. Farm Plus Financial specializes in finding flexible loan options for property that doesn’t quite fit within that residential box. We have a long history of success with houses on excess acres, properties with other income streams, part-time farmers, home loans on rural properties, and other situations in which buyers have to seek other financing options due to strict residential lending requirements.
Unlike residential loans which have strict stipulations on acreage (FNMA & FHLMC typically do not lend on anything over 5 acres), our ag loans can be flexible. If you find yourself not fitting into the residential box, Farm Plus Financial provides quick, easy, and fair access to rural property loans.
Farm Plus Financial is able to offer rural property loans for any property that is 5 acres or more, requires a loan amount of at least $200,000 and has the potential capability to generate agricultural income, despite whether or not you choose to actually use the property for agricultural purposes.
Farm Plus Financial has experience working with a variety of rural properties, including :
- Horse / Equestrian Facilities
- Recreational Land
- Hunting Properties
- Large Acreage Properties
- Timber Properties
- And more