Rural Property Loans

Finding a lender for rural property loans can be challenging as residential lenders rarely have options for you. As rural land lenders, Farm Plus Financial specializes in finding flexible loan options for property that doesn’t quite fit within that residential box. We have a long history of success with houses on excess acres, properties with other income streams, part-time farmers, home loans on rural properties, and other situations in which buyers have to seek rural land financing options due to strict residential lending requirements.


Unlike residential loans which have strict stipulations on acreage (FNMA & FHLMC typically do not lend on anything over 5 acres), our rural property loans can be flexible. If you find yourself not fitting into the residential box, Farm Plus Financial provides quick, easy, and fair access to rural property finance options.

Farm Plus Financial is able to offer rural land financing for any property that is 5 acres or more, requires a loan amount of at least $200,000 and has the potential capability to generate agricultural income, despite whether or not you choose to actually use the property for agricultural purposes.

As rural land lenders, Farm Plus Financial has experience working with a variety of rural properties, including:

  • Horse / Equestrian Facilities
  • Recreational Land
  • Hunting Properties
  • Large Acreage Properties
  • Timber Properties
  • And more
Ag Cabin in Woods

Rural Land Financing Made Simple.

What People Are Saying

Finding a favorable loan on vacant land is not always easy, but Farm Plus came through for me with a great rate and friendly, prompt service.


I had a great time working with Aaron and Farm Plus Financial. The quality of customer service was phenomenal!






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