Satisfied Customers – Registered and A+ rated with the Better Business Bureau we have a large number of satisfied customers with over 100 five-star reviews on TrustPilot as well as other review sources.
Strong Local Presence – Farm Plus Financial is a nationwide lender that has provided over $25 million in funding within Texas alone.
Well Connected – With an intimate knowledge of this region, we are well connected with some of the state’s largest Ag producers, appraisers, water conservation groups, and influential political parties, many of whom use us with their own lending needs.
Texas Farming
Farm Plus Financial is a Texas state’s trusted provider when it comes to Texas farm loans, Texas ranch financing, agricultural land loans, and farm operating line of credit loans. Having the most competitive farm loan interest rates in Texas, our loan programs are designed with today’s farm ownership and operation in mind.
The state of Texas ranks number one for the production of cattle, calves, cotton, hay, sheep, goats, mohair, and horses, which brings in a massive agricultural industry to the state. Having the most cattle operations than anywhere in the nation, Texas farmers and ranchers are also one of the leading agricultural producers of various products that range from vegetables, citrus, corn, wheat, peanuts, pecans, sorghum, and rice.
Texas Farm Loans Inquiry | Information Request
For a free consultation and our current rates, start your Texas farm loan application online with the form below and a local farm loan specialist will contact you shortly to discuss your specific needs. You may also call us at 866-929-5585 if you have any questions or would like to speak with a loan specialist immediately.
Basic Loan Requirements
Loan Amount – We offer loans starting from $200,000 up to around $50 million.
Credit Score – All borrowers must have a credit score of at least 660.
Maximum LTV – We can finance up to a 75% Loan-to-Value.
Unfortunately, we do not currently have the ability to handle anything under $200k. We also do not have programs available for those with a credit score under 660, or a down payment of less than 25%.
The Lone Star State has a projected economic impact of $100 billion in the food and fiber sector, which makes their agriculture significant to the success of not just Texas, but the whole United States. This is why for farmers and ranchers alike, it is important to have access to the right kind of loan that is going to help them succeed in their agricultural endeavors.
As a leading source of Texas farm loans, Farm Plus Financial’s expertise in farm lending across all types of agricultural land and farm operations has allowed us to develop a deep understanding of the needs of today’s farmers and ranchers. We offer a variety of flexible loan programs that are designed to meet the specific needs of Texas farmers and ranchers.
Whether you are looking for a Texas farm loan to refinance for a lower interest rate or better term, looking to expand or purchase new farm or rural land, or seeking capital for day-to-day operating expenses, Farm Plus Financial is the lender that you can trust. We take the headache out of the farm loan process by offering unbeatable Texas farm loan products, extremely knowledgeable and experienced staff, and an “old-fashioned service” approach to our customer relations.