Satisfied Customers – Registered and A+ rated with the Better Business Bureau, we have a large number of satisfied customers with over 100 five-star reviews on TrustPilot as well as other review sources.
Strong Local Presence – Farm Plus Financial is a nationwide lender that has provided roughly $200 million in funding within California alone.
Partnerships – Proud member of the California Association of Winegrape Growers. Experienced farm lender with clients ranging from Napa Valley wineries and vineyards, orchards, citrus, and row crops to California livestock and hobby farms.
Well Connected – With an intimate knowledge of this region, we are well connected with some of the state’s largest Ag producers, appraisers, water conservation groups, and influential political parties, many of whom use us with their own lending needs.
California Farming
As the premiere agricultural finance lender in California, Farm Plus Financial specializes in farm loans and ranch financing throughout the state. We provide the most competitive farm loan rates on California agricultural land loans, California farm loans, California ranch loans, California vineyard loans, and California line of credit loans. We’re offering agricultural capital to California farmers and ranchers with loan amounts that typically range from $400,000 to $25,000,000. Farm Plus Financial works with all types of agricultural businesses throughout California’s Central Valley and beyond.
Known as the Sunshine State, California boasts the highest agriculture production over any other state in the nation with nearly 88,000 farms and ranches that cover about 43 million acres of farmland. The state also offers hugely diverse commodities, having over 350 types of agricultural products that include milk, fruits, vegetables, nuts, and livestock. The state’s economy greatly benefits from the agricultural industry, generating about $49 billion in cash receipts just from last year.
California Farm Loans Inquiry | Information Request
Here at Farm Plus Financial, we value your time. We know you’re busy, so we’ve made it easy for you to get in touch with us. Simply fill out the form below and one of our California Farm Loan Specialists will contact you today. You can also contact Farm Plus Financial toll-free at 866-929-5585 to discuss your California farm loan options and needs.
Basic Loan Requirements
Loan Amount – We offer loans starting from $200,000 up to around $50 million.
Credit Score – All borrowers must have a credit score of at least 660.
Maximum LTV – We can finance up to a 75% Loan-to-Value.
Unfortunately, we do not currently have the ability to handle anything under $200k. We also do not have programs available for those with a credit score under 660, or a down payment of less than 25%.
California is a one-of-a-kind state, but not all financial institutions understand the unique needs of its farmers and ranchers. That’s where Farm Plus Financial comes in. We understand the California agriculture industry and the challenges that its farmers and ranchers face on a daily basis. We’re here to help you secure the financing needs of your ag business which will help you to maintain, grow your operation, and see the capital improvements and success that you deserve.
Acquiring a land loan for your farm, ranch, or vineyard in California can be challenging if you don’t know where to look. Let Farm Plus Financial take the pressure off with our simplified and streamlined California farm loan process.
Resources for California Farmers
- California Department of Food and Agriculture
- California Farm Loan Resources Center
- California Farm Loans, California Ranch Loans, Vineyard & Winery Loans, Agricultural Loans, and California Line of Credit Loans.
- Farm Plus Financial has an A+ Better Business Bureau Rating
- California Farm Bureau
- Member of the California Association of Winegrape Growers
